Quick and Dirty Monetary Conversions – Europe: Do it in your head and forget about the calculators

Travelers have a love-hate relationship with European money. On one hand, you get to collect bills that look like Monopoly cash, and maybe buy cheese with coins that weigh more than your phone. On the other, you’re stuck playing a game of mental Twister every time you see a price tag in zloty, forint, or some other currency that sounds like a sneeze. The euro is everywhere… except where it isn’t, and just when you think you’ve got it figured out, you end up tipping a bartender with what turns out to be a bus ticket.

This isn’t a guide for spreadsheet wizards or forex hustlers. You’re not George Soros. You’re just trying to keep from buying a €50 bottle of water at a train station, or accidentally leaving a small fortune in the tip jar. What you need are quick-and-dirty, “that’s close enough” conversion hacks. Is the math exact? Nope. But it’s better than rolling the dice, and definitely faster than pretending you remember your high school algebra.

𝑹𝒂𝒕𝒆𝒔 𝒂𝒔 𝒐𝒇 𝑨𝒖𝒈𝒖𝒔𝒕 3, 2025. 𝑬𝒙𝒄𝒉𝒂𝒏𝒈𝒆 𝒓𝒂𝒕𝒆𝒔 𝒄𝒉𝒂𝒏𝒈𝒆 𝒆𝒗𝒆𝒓𝒚 𝒅𝒂𝒚, 𝒔𝒐𝒎𝒆𝒕𝒊𝒎𝒆𝒔 𝒆𝒗𝒆𝒓𝒚 𝒉𝒐𝒖𝒓, 𝒃𝒖𝒕 𝒕𝒉𝒆 𝒃𝒂𝒍𝒍𝒑𝒂𝒓𝒌 𝒓𝒂𝒓𝒆𝒍𝒚 𝒎𝒐𝒗𝒆𝒔 𝒗𝒆𝒓𝒚 𝒇𝒂𝒓.

INSTRUCTIONS 

Find your country from the list below.   Each entry gives you the name of the monetary unit, the current exchange rate and then a quick and dirty conversion from USD and another quick and dirty from the monetary unit back to USD

Then there is a short chart that shows the most common bill denominations and gives you the rough equivalent value in USD.

Table of Contents

• Euro (EUR) – All Eurozone Countries
• Albania – Lek (ALL)
• Bosnia and Herzegovina – Convertible Mark (BAM)
• Bulgaria – Lev (BGN)
• Croatia – Kuna (HRK)
• Czechia (Czech Republic) – Koruna (CZK)
• Denmark – Krone (DKK)
• Hungary – Forint (HUF)
• Iceland – Krona (ISK)
• Norway – Krone (NOK)
• Poland – Złoty (PLN)
• Romania – Leu (RON)
• Russia – Ruble (RUB)
• Serbia – Dinar (RSD)
• Sweden – Krona (SEK)
• Turkey – Lira (TRY)
• United Kingdom – Pound Sterling (GBP)

Euro (EUR) – All Eurozone Countries

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Used by: Andorra, Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Kosovo, Latvia, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain, Vatican City

Current Rate: $1 USD ≈ €0.91
USD → EUR: Multiply by 0.9 (knock 10% off the dollar price)
EUR → USD: Multiply by 1.2 (add 20%)

Method: Find 10% (move decimal left), subtract. Example: $50 → €45. Find 10% (move decimal left), double for 20%, add. Example: €50 → $60.

Euro Banknote Chart

Albania – Lek (ALL)

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Current Rate: $1 USD ≈ 93.3 ALL
USD → ALL: Multiply by 90
ALL → USD: Drop one zero, then divide by 9

Method: $10 × 90 = 900 ALL. For 900 ALL, drop zero = 90, then divide by 9 = $10.

Lek Banknote Chart

Bosnia and Herzegovina – Convertible Mark (BAM)

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Current Rate: $1 USD ≈ 1.80 BAM
USD → BAM: Multiply by 1.8
BAM → USD: Divide by 2

Method: $10 × 1.8 = 18 BAM. For 20 BAM, divide by 2 = $10.

Convertible Mark Banknote Chart

Bulgaria – Lev (BGN)

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Current Rate: $1 USD ≈ 1.78 BGN
USD → BGN: Multiply by 1.8
BGN → USD: Divide by 2

Method: $10 × 1.8 = 18 BGN. For 20 BGN, divide by 2 = $10.

Lev Banknote Chart

Croatia – Kuna (HRK)

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Note: Croatia switched to the euro in 2023. Kuna is no longer in general use, but for reference:

Last Rate: $1 USD ≈ 6.9 HRK
USD → HRK: Multiply by 7
HRK → USD: Divide by 7

Method: $10 × 7 = 70 HRK. 70 HRK ÷ 7 = $10.

Kuna Banknote Chart

Czechia (Czech Republic) – Koruna (CZK)

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Current Rate: $1 USD ≈ 23.2 CZK
USD → CZK: Multiply by 23
CZK → USD: Drop one zero, divide by 2

Method: $10 × 23 = 230 CZK. 200 CZK → drop zero (20), divide by 2 = $10.

Koruna Banknote Chart

Denmark – Krone (DKK)

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Current Rate: $1 USD ≈ 6.85 DKK
USD → DKK: Multiply by 7
DKK → USD: Divide by 7

Method: $10 × 7 = 70 DKK. 70 DKK ÷ 7 = $10.

Krone Banknote Chart

Hungary – Forint (HUF)

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Current Rate: $1 USD ≈ 355 HUF
USD → HUF: Multiply by 350
HUF → USD: Drop two zeros, divide by 3

Method: $10 × 350 = 3,500 HUF. 3,000 HUF → drop two zeros (30), divide by 3 = $10.

Forint Banknote Chart

Iceland – Krona (ISK)

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Current Rate: $1 USD ≈ 139 ISK
USD → ISK: Multiply by 140
ISK → USD: Drop one zero, then divide by 7

Method: $10 × 140 = 1,400 ISK. 700 ISK → drop zero (70), divide by 7 = $10.

Krona Banknote Chart

Norway – Krone (NOK)

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Current Rate: $1 USD ≈ 10.53 NOK
USD → NOK: Multiply by 10.5 (or just 10)
NOK → USD: Drop one zero (for 100 NOK, that's 10), divide by 1

Method: $10 × 10 = 100 NOK. 100 NOK → drop zero (10), $10.

Krone Banknote Chart

Poland – Złoty (PLN)

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Current Rate: $1 USD ≈ 3.91 PLN
USD → PLN: Multiply by 4
PLN → USD: Divide by 4

Method: $10 × 4 = 40 PLN. 40 PLN ÷ 4 = $10.

Złoty Banknote Chart

Romania – Leu (RON)

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Current Rate: $1 USD ≈ 4.53 RON
USD → RON: Multiply by 4.5
RON → USD: Divide by 4.5

Method: $10 × 4.5 = 45 RON. 45 RON ÷ 4.5 = $10.

Leu Banknote Chart

Russia – Ruble (RUB)

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Current Rate: $1 USD ≈ 89 RUB
USD → RUB: Multiply by 90
RUB → USD: Drop one zero, then divide by 9

Method: $10 × 90 = 900 RUB. 900 RUB → drop zero (90), divide by 9 = $10.

Ruble Banknote Chart

Serbia – Dinar (RSD)

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Current Rate: $1 USD ≈ 107 RSD
USD → RSD: Multiply by 100
RSD → USD: Drop two zeros, then divide by 1

Method: $10 × 100 = 1,000 RSD. 1,000 RSD → drop two zeros (10) = $10.

Dinar Banknote Chart

Sweden – Krona (SEK)

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Current Rate: $1 USD ≈ 10.68 SEK
USD → SEK: Multiply by 10.5 (or just 10)
SEK → USD: Drop one zero, or move decimal left, for a rough figure

Method: $10 × 10 = 100 SEK. 100 SEK → drop zero (10), $10.

Krona Banknote Chart

Turkey – Lira (TRY)

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Current Rate: $1 USD ≈ 32.2 TRY
USD → TRY: Multiply by 30
TRY → USD: Drop one zero, divide by 3

Method: $10 × 30 = 300 TRY. 300 TRY → drop zero (30), divide by 3 = $10.

Lira Banknote Chart

United Kingdom – Pound Sterling (GBP)

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Current Rate: $1 USD ≈ £0.77
USD → GBP: Multiply by 0.75 (knock 25% off)
GBP → USD: Multiply by 1.3 (add 30%)

Method: $100 × 0.75 = £75. £20 → add £6 = $26.

Pound Banknote Chart